Abayomi Susan
Guaranty Trust Bank Ltd (GTBank), the flagship banking subsidiary of GTCO Plc, Africa’s foremost financial services group, has unveiled Quick Airtime Loan, a cutting-edge digital solution designed to provide customers with instant airtime when they exhaust their call credit and have limited funds in their accounts. The new offering ensures customers remain connected at critical moments.
In today’s fast-paced, always-connected environment, running out of airtime can disrupt communication, delay important decisions, and result in missed opportunities—especially when financial options are constrained. Quick Airtime Loan addresses this challenge by enabling customers to access airtime on credit directly through their bank. Eligible GTBank customers can borrow between ₦100 and ₦10,000 by dialing 73790#. The service is available across all major mobile networks in Nigeria, with plans underway to introduce data loans, further positioning it as a dependable, on-demand digital platform.
For years, the airtime credit space has been dominated by telecommunications companies, where service charges typically stand at 15 percent. GTBank is reshaping the landscape with a customer-focused, bank-led alternative offered at a significantly lower rate of 2.95 percent. Built on the pillars of transparency, affordability, and convenience, Quick Airtime Loan is poised to expand access to airtime, generate meaningful cost savings for millions of Nigerians, and transform how financial services integrate into everyday life beyond traditional banking transactions.
Speaking on the launch, Miriam Olusanya, Managing Director of Guaranty Trust Bank Ltd, noted: “Quick Airtime Loan demonstrates GTBank’s ongoing commitment to delivering digital solutions that are practical, inclusive, and tailored to real customer needs. It reflects the strength of our connected financial ecosystem, combining GTBank’s digital capabilities and lending expertise with HabariPay’s technology infrastructure to provide a seamless end-to-end experience. By leveraging the Group’s collective strengths, we continue to accelerate innovation, enhance operational efficiency, and deliver a more unified customer journey across all service touchpoints.”
The introduction of Quick Airtime Loan also underscores GTCO’s transformation into a fully diversified financial services group. Powered by HabariPay’s Squad platform, the solution exemplifies the Group’s ecosystem-driven approach—integrating banking, payments technology, and digital channels to create intuitive, one-stop financial experiences.
With this latest launch, Guaranty Trust Bank reinforces its reputation for pioneering digital-first innovations that broaden access to financial services, building on the success of its widely embraced QuickCredit product and the convenience of its iconic *737# USSD banking platform.
